12 niches scanned · 9 killed · 3 survived
Monday 8:47am at your kitchen counter. You open the patient portal. Denied. Third claim this month, same boilerplate reason. Nine minutes later you've filed a specific, policy-grounded appeal — and you haven't left your chair.
Sunday 11pm at the kitchen table. You've been running Roth conversion scenarios for 3 weeks. The ACA income cliff sits at $47,080 — $1 over and you lose $11,400 in subsidies. You still don't have the exact number. You close the spreadsheet.
Saturday 9:03am. You arrange 11 supplements on the kitchen counter before your run. You've spent $1,847 on protocols this month. You open your tracker and for the first time see which 3 are actually moving your HRV.
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